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Here is the place for you to get answers about how to sell and buy debts on We tried to be as comprehensive as possible, but feel free to contact us if needed



General FAQ

How do I list a single debt or a portfolio?

It is very easy! Once you have registered, just go to the «sell a debt» page, select «single debt» or «portfolio» and follow the simple process.

Debt amount

This is the total amount of the debt listed for sale, it’s face value. If there is one invoice, it is the amount of the invoice. If there are several invoices (with the same debtor) it is the total amount of these invoices. Portfolio’s amount is the total amount of the whole portfolio.

Type of debt

B to B: Both owner of the debt and debtor are businesses (even small businesses)
B to C: Owner of the debt is a business and debtor is an individual
C to C: Both owner of the debt and debtor are individuals


If «Yes», this means steps have been taken in order to collect the debt, went legal and obtained a judgment that condamns the debtor to pay. It is the official decision of a court at the completion of a lawsuit.

Looking for

Sellers obviously may look for buyers, but they also can show interest in debt collection services, credit reports, skip tracing, etc.


This is when, at the time of the enlisting, it is already known that the debtor, business or individual, is no longer in business or is in personal bankruptcy.

Is the website secure?

At we take every measure possible to keep your data private and secure. Plus:

– You are never asked to upload any document
– You may preserve the privacy of your identity
– Transactions are concluded outside the site, directly between sellers and buyers
– Fees are paid through Paypal and no information is kept on the site

Debtor’s country

This is not your country! This is the country where the debtor who owes the debt is located. If you sell a portfolio with debtors located in various countries, please tick «various countries» and indicate these countries in the «free field» of your classified.

Debt’s ageing

If there is one invoice, it is the due date on the invoice. If there are several invoices or if it is a portfolio, it is the due date on the oldest invoice.

Write off

A «write off debt» is not considered as an asset anymore. It has been eliminated from the books of account. Wether the owner of the debt has tried to collect it or not.

Selling price

«Fixed price» means the seller expects to sell at a price that he self evaluated. Although negotiations might take place between seller and buyer(s). «Best offer» means the seller is opened to any auction and there is no reserve price.

Fully documented

«Yes» means that all the documents needed to prove the existence of the debt are available. Such documents are but not limited to:

– Invoices
– Contracts
– Orders
– Proofs of delivery
– Dunning letters, emails, faxes, etc.
– Statement of accounts

As doesn’t ask for these documents to be uploaded at any time, the deals between sellers and buyers being set up directly between them, buyers will put extra care when reviewing these elements of proofs. Sellers must cautiously tick the right box when listing debts and do not pretend that a debt is fully documented when it is only partially, or even not at all.


A disputed debt is when the debtor claims that he does not owe any or part of the amount of the debt, and when he can prove that there is a serious reason for this.

FAQ for Sellers

How do I register as a Seller?

Just go to the «register» page, select «seller» and register. Fields with red stars are mandatory.

As a seller, am I allowed to get in contact with buyers outside

YES! This is exactly what this website is all about. Our objective is to stimulate transactions.

As a seller, ticking all the boxes in the listing form will enable to look for the matches with buyers who are looking for the types of debts you are selling. Contact can then start through the site but you are absolutely free to initiate or accept any direct contact with any other party at any time.

All negotiations, documents disclosures, deals, are taking place outside the site. This is why the «free field» of the listings is the most important: As there is no limitation of what you can write in this field, you may decide to keep your privacy until you find the best potential buyer. Or take the other option of disclosing your private email and/or phone number, your company’s name, etc. in order to be contacted more easily.

Do I need a business or merchant account to sell debts?


Is there a fee for sellers to list a debt?


FAQ for Buyers

How do I register as a buyer?

Just select the plan you want and you are in 

This is it!

Is there a fee for buyers?

Yes. Buyers pay a fee to get access to the Site. 

That is all!

How do buyers close deals?

Sellers and Buyers are free to close deals directly. will never ask for any commission nor fees. is not considered as a third Party in the deals between Sellers and Buyers